Loans For All

■ Lower your rate

FROM 27%
TO 5.99%*

Lower your rate. Lower your payments. Check yours in 2 minutes — no hit to your credit score.

Pay off my credit cards

Stop paying 27% interest

Go

Consolidate what I owe

One loan. One payment. One rate.

Go

Something else

We can probably help with that too

Go

Checking your rate won't affect your credit score.

No credit impact $1,000–$100,000 36–60 month terms

*From 5.99% APR for highly qualified borrowers. Your rate depends on creditworthiness, loan amount, and term.

Credit card APR: Federal Reserve avg. Personal loan APR: lowest available rate.

Monthly Payment

Same balance.
Half the payment.

On a $10,000 balance.

Credit cards

27% APR, minimum payment

$453/mo

Loans For All

Fixed loan, from 5.99% APR, 60 months

$193/mo

That's $260 a month back in your pocket.

Lifetime Interest

Stop paying
their interest.

Total interest paid on a $10,000 balance, start to finish.

Credit cards

27% APR, paying minimum until paid off

$13,400

Loans For All

Fixed loan, 5.99% APR, 60 months

$1,600

You keep $11,800.

Three steps

Here's how it works.

01

Tell us about you

Basic info. About 2 minutes. No SSN needed to see rates.

02

Lenders compete for your business

Compare real rates from multiple lenders — soft pull only.

03

Take the one you like

Pick your lender. Money hits your account as soon as tomorrow.

Rolled four cards into one loan. Cut my interest in half overnight.

Ray K.
Mechanic, OH

Checked on my lunch break. Had the money Thursday.

Tasha M.
Warehouse lead, IN

Straight answers, no lecture. Finally paying one bill instead of four.

Mike D.
HVAC tech, PA

Common questions.

Will this hurt my credit score?Toggle
No. Checking your rate uses a soft credit inquiry that won't affect your credit score. A hard inquiry only happens if you choose a lender and apply.
How is 5.99% possible when my cards charge 27%?Toggle
Personal loans are fixed-rate, fixed-term installment loans — a different product than revolving credit card debt. Lenders price them based on your full credit profile, income, and the loan term. The lowest rates (from 5.99% APR) go to highly qualified borrowers; your offer depends on those same factors.
Can I pay it off early?Toggle
Most personal loans in our network allow early payoff with no prepayment penalty. Check the specific terms of any offer before you sign — it'll be clearly disclosed by the lender.
What if I get denied?Toggle
You compare multiple lenders in one soft-pull check — so a single denial doesn't end it. If no lender in our network offers terms you want, you walk away with no impact to your credit score.

Lower your rate today.

Two minutes. Soft pull. No credit impact.

Pay off my credit cards

Stop paying 27% interest

Go

Consolidate what I owe

One loan. One payment. One rate.

Go

Something else

We can probably help with that too

Go

Checking your rate won't affect your credit score.

Not a lender. The operator of this website is not a lender, does not make offers for loans, and does not make credit decisions.

Rate & terms. Personal loans are online loans which generally range from $1,000 to $100,000. APRs from 5.99% are available to highly qualified borrowers; your actual rate, loan amount, and terms are determined by our lender partners based on your creditworthiness, income, requested loan amount, and term.

Credit impact. Checking your rate uses a soft credit inquiry that won't affect your credit score. A hard inquiry only happens if you apply with a lender.

Math used on this page. Comparisons assume a $10,000 balance. Credit card figures assume a 27% APR with minimum payments of 1% of the principal plus accrued interest. Personal loan figures assume a fixed 5.99% APR on a 60-month term with equal monthly payments. Your actual savings depend on your balance, rate, term, and payment behavior.

Sources. Credit card APR: Federal Reserve Consumer Credit Report — accounts assessed interest. Personal loan comparison: Federal Reserve Consumer Credit Report — 24-month personal loan average. Credit card interest paid: CFPB Consumer Credit Card Market Report.